Attorney Jeffrey Hsu

San Gabriel Valley Bankruptcy Attorney You Can Trust

If you are looking for the right San Gabriel Valley bankruptcy attorney, consider JCH Law Firm.  Why choose me, attorney Jeff Hsu, to handle your San Gabriel Valley bankruptcy case? Experience I know what I am doing and I have the experience to back it up – take a look at my bio page .   I have successfully filed multiple chapter 7 and chapter 13 cases.   I was an extern to the...

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Cancellation of Debt Income, Form 1099-C, & How it Relates to Bankruptcy

When a creditor gives up collecting on a debt that is in default status, the creditor may decide to charge-off that debt.  A charge-off occurs when a creditor attempts to get a tax break from the IRS.  The creditor must send the debtor an IRS form “1099-C Cancellation of Debt” to the debtor and the IRS.  While the creditor gets a tax break, the debtor must absorb the COD...

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Choosing the Right Chapter 7 California Bankruptcy Attorney Matters Even for Consumer Cases

The truth is that many people who file for chapter 7 consumer bankruptcy relief have what California bankruptcy attorneys classify as straightforward or simple cases. So why does it matter who a person retains as his/her chapter 7 California bankruptcy attorney?  Well, for one, it is difficult for someone to know that his/her bankruptcy case is a simple one and to know that with...

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Trust JCH Law Firm & Bankruptcy Attorney Jeffrey Hsu for Your Orange County Bankruptcy

JCH Law Firm offers what clients truly want – dependable legal representation at an affordable price.  However you are not sacrificing the quality of legal representation by retaining JCH Law Firm. I  understand the bankruptcy laws as they apply in the central district and more specifically in Orange County because I have experience working for a former chapter 7 trustee, a bankruptcy...

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JCH Law Firm Helps People File Riverside Bankruptcy & Riverside County Bankruptcies

Why should debtors or creditors choose JCH Law Firm to represent them in a Riverside Bankruptcy or Riverside County bankruptcy case?  Well, I  understand the bankruptcy laws as they apply in the central district and more specifically in Riverside County because I have experience working for a former chapter 7 trustee, a bankruptcy judge, and the U.S. Trustee.  JCH Law Firm offers what...

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Learn About Chapter 13 Lien Stripping From San Gabriel Valley Bankruptcy Attorney Jeffrey Hsu

In many chapter 13 cases filed today, a critical issue arises over lien stripping of a debtor’s residence.  Oftentimes a debtor believes his or her home is worth significantly less in market value than what the secured lender believes.  This matters particularly in cases where a debtor seeks to retain a home in bankruptcy by “stripping off” a second or third lien on the...

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If You Are Considering a California Bankruptcy Discharge: Be Wary Of Incurring New Debt Before Filing

Oftentimes, as an attorney, I am asked by bankruptcy clients whether it really matters if clients incur new debt by continuing to rely and use credit.  The short answer is YES, IT MATTERS.  The California bankruptcy discharge under federal bankruptcy law has several pitfalls to the continued use of credit including a presumption of fraud for charging luxury goods within 90 days before filing...

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Understand the California Bankruptcy Means Test By Understanding Its Purpose

Sometimes bankruptcy practitioners explain the California bankruptcy means test to potential clients as if it is a form of incomprehensible rocket science.   At JCH Law Firm, we believe in straight talk and want you to understand the basic fundamental concepts of what the means test is and how California bankruptcy law applies to you. The California Bankruptcy means test only applies in...

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Attention Homeowners: Be Careful How To Go About Seeking Loan Modifications

Loan modification scams are all too common.  If you are a homeowner, be very careful in selecting the right persons to help you and understand the basic California foreclosure and loan modification laws put in place to protect the rights of homeowners seeking loan modifications.  At JCH Law Firm, we have experience helping homeowners with foreclosure and mortgage issues in and out of...

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Debtors Can Recover Monies Taken Through Wage Garnishments 90 Days Before the Bankruptcy Filing

A debtor should pursue recovery of the monies that were levied before the bankruptcy case was filed when the case trustee will not pursue the monies that were garnished.  In some cases, debtors are fortunate in that the sherriff is still in possession of the money; in these cases, debtors will typically receive the monies back from the sherriff once the trustee decides not to pursue it.  ...

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