Attorney Jeffrey Hsu

Reaffirmation Agreements – What is it and what if the creditor won’t offer it to me?

A reaffirmation agreement is an agreement between a debtor and a creditor that the debtor will pay a debt incurred prior to the bankruptcy filiing because such debt is otherwise dischargeable in bankruptcy.  Why would a debtor agree to that?  In dealing with secured claims (where a creditor holds a security interest in something you own), imagine you own a car that you use for your everyday...

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Bankruptcy Creditors Should Be Weary of Continuing to Deduct Monies Via Automatic Deduction in Bankruptcy

Bankruptcy clients sometimes file for relief under chapter 7, 11, or 13 forgetting that an automatic deduction with the bank or some other creditor was authorized and set up long before the bankruptcy was ever filed.   Typically, creditors are weary of continuing auto-deductions once a case is filed and respect the concept of the automatic stay.  However, that is not always the case. In...

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Understanding the Need for Substantive Consolidation In Chapter 11 Bankruptcy Cases

In chapter 11 business cases, substantive consolidation of one or more inter-related chapter 11 case filings ensures that similarly situated creditors are treated equitably through an appropriate division of the debtor’s assets by pooling the assets and liabilities of two or more related entities while eliminating inter-company claims.  Substantive consolidation is appropriate to: (1) enable...

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California Bankruptcy Fraud: Section 727 Denial of Bankruptcy Discharge – Why Debtors Must Be Honest

If you are concerned about the ramifications of California bankruptcy fraud, this article is for you. Not everyone who files bankruptcy is entitled to a California bankruptcy discharge.   For those debtors who are dishonest, or inexplicably destroyed or lost records and documents necessary for complete review of the debtor’s case, a 727 claim may be brought under the Bankrtupcy Code against...

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JCH Law Firm Blog Offers New and Relevant Southern California Bankruptcy Information

JCH LAW FIRM is a Southern California bankruptcy firm specializing in all bankruptcy matters.    We take pride in what we do and offer new and relevant bankruptcy information on a regular basis through our website, www.jchfirm.com.   Check back regularly to view our bankruptcy content.   We help with bankruptcies across all of Southern California.     The JCH Law Firm Blog will...

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Clients Appreciate Us

Clients Appreciate Us

“Attorney Jeffrey Hsu is amazing to work with.  I didn’t want to file bankruptcy.  In fact, I held off filing for years despite knowing that I needed to do it.  I wanted someone I could trust and someone who wouldn’t judge me or make me feel embarrassed.  Jeff was that person.  He made the process simple and stress-free.   I immediately felt a weigh lifted off my shoulders...

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We Will Help You

We Will Help You

We cater to the San Gabriel Valley communities and all of greater Southern California.  Our office is located in Alhambra, California within the heart of Los Angeles County.  In certain cases, we can also meet with clients at other locations across Southern California.  Call or contact us immediately because we can help.

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Affordable But Reliable

Affordable But Reliable

We do not charge hidden fees or pressure clients to file bankruptcy.  Our success depends upon building positive and lasting client relationships, one client at a time.  That’s why people choose us.  Our clients recognize the value they receive without having to sacrifice the quality of bankruptcy services they deserve.

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We Get You Results

We Get You Results

JCH Law Firm has the experience and knowledge to assist individuals, families, sole proprietors, businesses, and creditors (landlords, mortgagees, vendors) through the consumer bankruptcy and business bankruptcy processes.  Attorney Jeff Hsu can help whether you are dealing with a straightforward problem, a legally complex issue, or a litigious matter.

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A Trustworthy Attorney

A Trustworthy Attorney

Attorney Jeffrey Hsu assists you every step of the way. He has worked for a former Chapter 7 Bankruptcy Trustee, Los Angeles Bankruptcy Judge, and U.S. Trustee’s Office.  His comprehensive bankruptcy experience allows him to successfully represent his clients. No matter what you are facing, he will work with you and provide solutions.

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