Chapter 7 Bankruptcy Issues

Find all issues related to chapter 7 bankruptcies here.

Can You File Bankruptcy in California If You Receive Unemployment Income?

Oftentimes, clients are unsure whether they can file bankruptcy while receiving unemployment income. The answer depends on whether a client’s current monthly income (as calculated under the bankruptcy code pursuant to 11 USC Section 101(10A)) for the six months prior to the month in which the case is filed causes the client’s household income to be above or below the median household...

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California Homeowners Contemplating Bankruptcy : Know your Foreclosure Rights When Dealing With Your Home Owners Association

Believe it or not, millions of Californians live in Home Owners Associations otherwise known as HOA’s. California Homeowners who are facing problems with their HOA must recognize and understand what the HOA may and may not do. For example, while an HOA has the power to foreclose to force assessment payments under California Civil Code Section 1367.1, the assessments must be at a...

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Southern California Bankruptcy Fees Increased on November 1, 2011

Effective November 1, 2011, all bankruptcy court fees were increased. Of particular note, it now costs $7.00 more to file a chapter 7 ($306 from $299); chapter 13 case ($281 from $274); and chapter 11 case ($1046 from $1039) in California. These are not the only bankruptcy associated costs that were increased by the court, but the filing fees signify the most prominent fees that were increased by...

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Special Guest Blog by Attorney Andrea W.S. Paris: An Employer’s Responsibility to Accomodate Disabled Employees

Today I bring you a special guest blog by attorney Andrea W.S. Paris, who focuses her Newport Beach-based legal practice in the areas of Employment Law, Estate Planning, and Civil Litigation.  Ms. Paris authors an informative blog on issues related to her areas of practice through her law firm website, The Law Offices of Andrea W.S. Paris.  Here is Ms. Paris’ guest article: A study...

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Need An Honest Southern California Bankruptcy Attorney?

Believe it or not a bankruptcy petition is processed by the Central District Bankruptcy Clerk’s Office around every 4 minutes.  That’s a lot of bankruptcies.   In 2010, in the Central District (where Orange County, LA County, Riverside County bankruptcies are filed), there were over 140,000 filed cases.    2011 will prove about the same in terms of the number of filings when all...

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JCH Law Firm Can Help With Business Bankruptcy Cases

At JCH Law Firm, we have experience handling business bankruptcy cases.  Attorney Jeffrey Hsu has successfully filed bankruptcy and advised numerous businesses regarding their options in and out of bankruptcy.  Sample business bankruptcy filings for attorney Jeffrey Hsu include filing bankruptcy for owner/operators of an RV Park, solar panel corporation, commercial feed lot, trucking...

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Understanding the Duties of a Chapter 7 Bankruptcy Trustee

Oftentimes, people file for chapter 7 bankruptcy protection but have an imcomplete understanding of who or what the chapter 7 trustee is.  A chapter 7 trustee is a crticial player in the chapter 7 process.  Oftentimes, the chapter 7 bankruptcy trustee is the only person with whom a debtor directly interacts with during a chapter 7 case; that interaction typically takes place during the...

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Cancellation of Debt Income, Form 1099-C, & How it Relates to Bankruptcy

When a creditor gives up collecting on a debt that is in default status, the creditor may decide to charge-off that debt.  A charge-off occurs when a creditor attempts to get a tax break from the IRS.  The creditor must send the debtor an IRS form “1099-C Cancellation of Debt” to the debtor and the IRS.  While the creditor gets a tax break, the debtor must absorb the COD...

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Choosing the Right Chapter 7 California Bankruptcy Attorney Matters Even for Consumer Cases

The truth is that many people who file for chapter 7 consumer bankruptcy relief have what California bankruptcy attorneys classify as straightforward or simple cases. So why does it matter who a person retains as his/her chapter 7 California bankruptcy attorney?  Well, for one, it is difficult for someone to know that his/her bankruptcy case is a simple one and to know that with...

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JCH Law Firm Helps People File Riverside Bankruptcy & Riverside County Bankruptcies

Why should debtors or creditors choose JCH Law Firm to represent them in a Riverside Bankruptcy or Riverside County bankruptcy case?  Well, I  understand the bankruptcy laws as they apply in the central district and more specifically in Riverside County because I have experience working for a former chapter 7 trustee, a bankruptcy judge, and the U.S. Trustee.  JCH Law Firm offers what...

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