Foreclosure & Bankruptcy

Foreclosure issues have become a pressing concern for many individuals. The interplay between foreclosure and bankruptcy can greatly affect a person’s decision to file bankruptcy and/or decide on whether foreclosure or loan modification is appropriate. Here, you will find topics regarding foreclosure law as well as the interplay between foreclosure and bankruptcy laws.

JCH LAW FIRM Pleased To Announce Attorney Jeff Hsu is Now a California Board Certified Bankruptcy Specialist

JCH LAW FIRM is pleased to announce that attorney Jeffrey Hsu is now a California State Bar Board Certified Legal Specialist in Bankruptcy Law as of August 1, 2014. We look forward to continuing to serve the Southern California community at large, and we hope our current and future clients feel even more confident that JCH LAW FIRM is right for their needs.      

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Can I file a Southern California Bankruptcy to Delay a Residential Eviction? It Depends….

So if you are a tenant renting an apartment, house, condo, or whatever may represent your residence, and you find yourself late on renting or unable to fulfill the lease agreement, be prepared to find yourself facing an eviction, otherwise known as an unlawful detainer action. 11 USC 362(b)(2)) says that the automatic stay doesn’t apply to tenants who file bankruptcy where the landlord...

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Southern California Bankruptcy and Evictions – How Does this Work?

So you have a property that is subject to a 3 day notive to pay rent or quit in California.   What now?   Well that depends on whether the unlawful detainer has been filed or not.   Where the “UD” has not been filed, the landlord will generally be unable to continue an unlawful detainer action although there may be other requirements of the debtor under 362 of the bankruptcy...

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Chapter 13 California Bankruptcy Debtors Can Potentially Save Investment Properties In Bankruptcy

The Bankrutpcy Law Network has an excellent blog on many bankruptcy topics.   Today, I will discuss one of the blogs titled: Chapter 13 can save an investment property – Lien stripping in action. Chapter 13 California Bankruptcy Debtors often consider lien strips on their residences.  However, what happens with investment property?   Well, the same prinicples apply to investment property...

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California Homeowners Contemplating Bankruptcy : Know your Foreclosure Rights When Dealing With Your Home Owners Association

Believe it or not, millions of Californians live in Home Owners Associations otherwise known as HOA’s. California Homeowners who are facing problems with their HOA must recognize and understand what the HOA may and may not do. For example, while an HOA has the power to foreclose to force assessment payments under California Civil Code Section 1367.1, the assessments must be at a...

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JCH Law Firm Helps People File Riverside Bankruptcy & Riverside County Bankruptcies

Why should debtors or creditors choose JCH Law Firm to represent them in a Riverside Bankruptcy or Riverside County bankruptcy case?  Well, I  understand the bankruptcy laws as they apply in the central district and more specifically in Riverside County because I have experience working for a former chapter 7 trustee, a bankruptcy judge, and the U.S. Trustee.  JCH Law Firm offers what...

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Learn About Chapter 13 Lien Stripping From San Gabriel Valley Bankruptcy Attorney Jeffrey Hsu

In many chapter 13 cases filed today, a critical issue arises over lien stripping of a debtor’s residence.  Oftentimes a debtor believes his or her home is worth significantly less in market value than what the secured lender believes.  This matters particularly in cases where a debtor seeks to retain a home in bankruptcy by “stripping off” a second or third lien on the...

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Attention Homeowners: Be Careful How To Go About Seeking Loan Modifications

Loan modification scams are all too common.  If you are a homeowner, be very careful in selecting the right persons to help you and understand the basic California foreclosure and loan modification laws put in place to protect the rights of homeowners seeking loan modifications.  At JCH Law Firm, we have experience helping homeowners with foreclosure and mortgage issues in and out of...

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