Blog

Welcome to the JCH Law Firm Southern California Bankruptcy Blog. Here you will find discussions and articles on new and relevant information regarding bankruptcy matters and general legal issues related to bankrutpcy. Topics are organized by category so that you can quickly access those topics of interest that are most important to you. You can find the category box located on the middle right hand side of the blog pages. We cover all issues related to bankruptcy so check back often or feel free to contact us at 800-371-5523 or email us at info@jchfirm.com should you have a particular question that needs to be addressed.

Need An Honest Southern California Bankruptcy Attorney?

Believe it or not a bankruptcy petition is processed by the Central District Bankruptcy Clerk’s Office around every 4 minutes.  That’s a lot of bankruptcies.   In 2010, in the Central District (where Orange County, LA County, Riverside County bankruptcies are filed), there were over 140,000 filed cases.    2011 will prove about the same in terms of the number of filings when all...

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Choose JCH Law Firm & Attorney Jeffrey Hsu for your California Chapter 13 Bankruptcy Case

Southern California bankruptcy attorney Jeffrey Hsu has helped clients successfully file chapter 13 plans in a variety of circumstances.  Clients who initially filed bankruptcy on their own have asked for Jeffrey Hsu’s assistance after the U.S. Trustee objected to their case.  Other clients have come to Mr. Hsu after other Southern California bankruptcy lawyers were unable to confirm their...

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JCH Law Firm Can Help With Business Bankruptcy Cases

At JCH Law Firm, we have experience handling business bankruptcy cases.  Attorney Jeffrey Hsu has successfully filed bankruptcy and advised numerous businesses regarding their options in and out of bankruptcy.  Sample business bankruptcy filings for attorney Jeffrey Hsu include filing bankruptcy for owner/operators of an RV Park, solar panel corporation, commercial feed lot, trucking...

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Understanding the Rejection of Leases in Chapter 13 Cases

In chapter 13 cases, debtors may choose to reject leases to personal property, real property, or commercial property in the approrpiate cases.  These decisions can have a dramatic impact on a debtor’s plan payment provisions depending on the type of lease interest the debtor holds. Personal Property Leases Rejection of personal property is spelled out in 11 U.S.C. Section 365 of the...

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Are You a Southern California Landlord or Lender in Bankruptcy Who Needs Help?

At JCH Law Firm, I, attorney Jeffrey Hsu, have experience helping creditors through the bankruptcy process.  Sometimes, landlords may find that their tenants filed a chapter 7 or chapter 13 bankruptcy to avoid eviction.  In some cases, an unlawful detainer has been filed; in other cases, a “UD” has not been filed.  In other cases, lenders holding deeds of trust or other...

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Can Chapter 13 Bankruptcy Debtors Who Are Recipients of Child Support Payments Deduct It as an Expense on the Chapter 13 Means Test found in Official Bankruptcy Form B22C?

I have previously discussed the chapter 7 means test here.   Chapter 13 bankruptcy cases have a similar forumalic calculation.   The Chapter 13 bankruptcy calculation is found in official form B22C; it preliminarly determines a chapter 13 bankruptcy debtor’s monthly disposable income based on historical income, similar to the chapter 7 bankruptcy means test.  Accordingly, a...

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Understanding the Duties of a Chapter 7 Bankruptcy Trustee

Oftentimes, people file for chapter 7 bankruptcy protection but have an imcomplete understanding of who or what the chapter 7 trustee is.  A chapter 7 trustee is a crticial player in the chapter 7 process.  Oftentimes, the chapter 7 bankruptcy trustee is the only person with whom a debtor directly interacts with during a chapter 7 case; that interaction typically takes place during the...

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Cancellation of Debt Income, Form 1099-C, & How it Relates to Bankruptcy

When a creditor gives up collecting on a debt that is in default status, the creditor may decide to charge-off that debt.  A charge-off occurs when a creditor attempts to get a tax break from the IRS.  The creditor must send the debtor an IRS form “1099-C Cancellation of Debt” to the debtor and the IRS.  While the creditor gets a tax break, the debtor must absorb the COD...

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Choosing the Right Chapter 7 California Bankruptcy Attorney Matters Even for Consumer Cases

The truth is that many people who file for chapter 7 consumer bankruptcy relief have what California bankruptcy attorneys classify as straightforward or simple cases. So why does it matter who a person retains as his/her chapter 7 California bankruptcy attorney?  Well, for one, it is difficult for someone to know that his/her bankruptcy case is a simple one and to know that with...

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JCH Law Firm Helps People File Riverside Bankruptcy & Riverside County Bankruptcies

Why should debtors or creditors choose JCH Law Firm to represent them in a Riverside Bankruptcy or Riverside County bankruptcy case?  Well, I  understand the bankruptcy laws as they apply in the central district and more specifically in Riverside County because I have experience working for a former chapter 7 trustee, a bankruptcy judge, and the U.S. Trustee.  JCH Law Firm offers what...

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